General Terms and Conditions

Version 1, Dated 04.09.2025

SINTRAQ LIMITED which is a legal entity duly incorporated under the law of Cyprus, having its registered office Arch. Makariou III, 1 MITSI BUILDING 3, 3rd floor, Flat/Office 310, 1065, Nicosia, Cyprus, having Company Registration Number HE 466888, (hereinafter, the “Company”, “We”, “Us”, “Our”) sets forth the General Terms and Conditions (hereinafter- “GTCs”), regulating the use of the website https://numeralife.com/(hereinafter- the “Website”) and the delivery of services rendered whereby.

For the purpose of these GTCs any person using the Website and the services provided website (hereinafter- the “Services”) will be referred to as the “Customer”, “You”, “Your”.

PLEASE READ THESE GTCs CAREFULLY. BY USING THE WEBSITE AND OUR SERVICES YOU EXPRESS UNDERSTANDING AND CONSENT FOR BEING BOUND BY THESE GTCs AND OUR PRIVACY NOTICE WHICH CONSTITUTE AN INTEGRAL PART OF HEREOF.

WE RESERVE THE EXCLUSIVE RIGHTS, IN OUR SOLE DISCRETION, TO MODIFY, DISCONTINUE THE WEBSITE OR/AND THE SERVICES RENDERED BY US, ALSO WE RESERVE THE EXCLUSIVE RIGHTS TO MODIFY /ADJUST/ CHANGE/ SUBSTITUTE/AMEND THE GTCs. ANY MODIFIED/ ADJUSTED/ CHANGED/ SUBSTITUTED/ AMENDED VERSION OF THE GTCs WILL CONTAIN THE NUMBER OF ITS EDITION AND THE DATE OF EDITION.

WE INFORM YOU THAT YOU ARE SOLELY LIABLE FOR TRACKING MODIFICATIONS/ ADJUSTMENTS/ CHANGES/ SUBSTITUTIONS/ AMENDMENTS IN OUR GTCs AND WE ARE WAIVING FROM ANY RESPONSIBILITIES OF KEEPING YOU UPDATED ABOUT THEREOF. BY CONTINUE OF USING OUR WEBSITE OR/AND OUR SERVICES YOU EXPRESS THE UNDERSTANDING AND CONSENT TO BE BOUND BY THE LATEST MODIFIED/ ADJUSTED/ CHANGED/ SUBSTITUTED/ AMENDED VERSION OF GTCs.

1. SUBJECT MATTER

By use of Our Website and our Services You engage, and We accept the engagement to provide You with access to Artificial Intelligence technology, which will enable You to obtain helpful, educational, and informative material related to numerology, personal relationships, personal wellbeing, financial prosperity and related topics FOR YOUR ENTERTAINMENT ONLY.

AI TRANSPARENCY. YOU ACKNOWLEDGE AND AGREE THAT THE MATERIAL PROVIDED THROUGH THE SERVICES MAY BE GENERATED OR ASSISTED BY ARTIFICIAL INTELLIGENCE TECHNOLOGY. THE COMPANY WILL PROVIDE INFORMATION ABOUT THE USE OF ARTIFICIAL INTELLIGENCE THROUGH THE WEBSITE AND THE SERVICES WHERE REQUIRED BY APPLICABLE LAW.

PLEASE NOTE THAT ANY INFORMATION OR CONTENT PROVIDED THROUGH THE WEBSITE OR OUR SERVICES RELATING TO HEALTH, WELLBEING, BODY ENERGY, FINANCIAL PROSPERITY, FINANCIAL FLOW OR SIMILAR TOPICS IS PROVIDED FOR ENTERTAINMENT AND GENERAL INFORMATIONAL PURPOSES ONLY AND MUST NOT BE USED AS A BASIS FOR MEDICAL DIAGNOSIS, TREATMENT, HEALTH DECISIONS, FINANCIAL DECISIONS OR OTHER PROFESSIONAL ADVICE.

PLEASE NOTE THAT, IN CASE OF USE OF ARTIFICIAL INTELLIGENCE TECHNOLOGY FOR ANY PURPOSES OTHER THAN ENTERTAINMENT AND GENERAL INFORMATIONAL PURPOSES, WE WILL NOT BE LIABLE FOR ANY FAILURE TO MEET YOUR EXPECTATIONS REGARDING THE SERVICES.

2. ELIGIBILITY

Since, under applicable legislation, We are not obliged to proceed Customer verification, You are solely responsible for complying with the age eligibility criteria specified herein.

You are prohibited from using Our Website and Our Services if You are under the age of 18.

You are not eligible to use Our Website or Our Services if Your use of the Website or Services would violate applicable sanctions laws, restrictive measures, export controls or other legally binding restrictions applicable to the Company, You or the relevant transaction.

This includes, where applicable, sanctions and restrictive measures imposed or administered by the European Union, the United Nations and any other competent authority or jurisdiction whose laws or measures are legally applicable to the Company, You or the relevant transaction.

3. USE OF PERSONAL INFORMATION.

In order to customize helpful, educational, and informative material related to numerology and personal relationships Artificial Intelligence technology may need some Your personal data.

Any matters related to personal data will be governed by Our Privacy Notice.

PLEASE FIND THE LINK ON OUR PRIVACY NOTICE BELOW AND READ IT CAREFULLY. THE UTILIZATION OF OUR WEBSITE AND OUR SERVICES EXPRESSES THE UNDERSTANDING AND CONSENT WITH OUR PRIVACY NOTICE.

https://www.numeralife.com/privacy-policy

4. USER CONDUCT RULES

By accessing the Website and the Service You agree with these GTCs, including user conduct rules:

• You shall provide Artificial Intelligence based algorithms with relevant, accurate and up to date information, necessary for providing You with educational, and informative material related to numerology and personal relationships. Providing Artificial Intelligence based algorithms with irrelevant, inaccurate and not up to date information may result in providing You with non-customized educational, and informative material related to numerology and personal relationships. FOR YOUR CLARITY IN THIS CASE, WE WILL NOT BEAR ANY LIABILITY.

• You are prohibited from using Our Website and Our Services for any other aims, than entertainment.

• You are obliged to use Our Website and Our Services only for lawful purposes. By using Our Website and Our Services, You agree to comply with all applicable laws and regulations, including those applicable to You, the Company, the Website, the Services or the relevant transaction. You must not use Our Website or Our Services for any purpose that would violate the laws or regulations applicable to You, the Company, the Website, the Services or the relevant transaction.

• You are prohibited from using Our Website and Our Services for the purposes of causing harm to any third party as well as You must forbear from committing any actions though our Website, which may invoke civil or/and administrative liability.

• You are prohibited from using Our Website and Our Services for any obscene, vulgar, harmful, harassing, abusive, defamatory, violent, threatening, tortious and immoral purposes as well as for the purposes of hate speech, any forms of discrimination and intervention in someone's privacy.

• You are strictly prohibited from suing someone's personal data without familiarizing this person with Our Privacy Notice and getting his or her explicit consent for that. Additionally, You are disallowed to use the personal data of any person who is under the age of 18 and to use personal data of a person who is over the age of 18 without prior consent. In addition, You are prohibited to pose or/and create any privacy or security risks to any person.

• You are prohibited from using Our Website and Our Services or committing any actions though Our Website which may result in reputational damages for Us.

• You are prohibited from setting up a new account with Us after being banned by Us, without Our prior consent.

• You are prohibited to do any manipulations and action which may result in discontinuity or /and malfunction of Our Services or/and Our Website.

• You are prohibited from modifying, creating a derivatizing work of, reverse engineering, reverse assembling or otherwise attempting to discover any source code, sell, assign, sublicense, or otherwise transfer any right in the underlying technology and software.

5. ACCOUNT SET UP PROCEDURE

For the purpose of accessing Our Website and Our Services You need to set up an account with Us.

Typically, We offer You three possibilities of setting up an account with Us.

We offer You a direct account set up, by way of Our registration form in which You shall specify Your name and surname as well as email and to come up with a password meeting Our security standards.

PLEASE NOTE THAT ACCOUNT SET UP WITH US BY USE OF GOOGLE OR FACEBOOK AUTHORIZATION WILL BE GOVERNED BY THE POLICIES OF THE SELECTED COMPANY. WE BEAR NO LIABILITY FOR MALFUNCTION, INTERRUPTION, DISCONTINUE OF THOSE METHODS OF ACCOUNT SET UP.

After completion of the registration Your account will be set up within the shortest reasonable time.

6. MODIFICATION TO SERVICE

The Company reserves the right to modify or discontinue, temporarily or permanently, the Services (or any part thereof) with or without notice. You agree that the Company will not be liable to You or to any third party for any modification, suspension or discontinuance of the Services.

7. GENERAL PRACTICES REGARDING USE AND STORAGE

You acknowledge that the Company may establish general practices and limits concerning use of the Services, including without limitation the maximum period of time that data or other content will be retained by the Services and the maximum storage space that will be allotted on the Company's servers on Your behalf. You agree that the Company has no responsibility or liability for the deletion or failure to store any data or other content maintained or uploaded by the Services. You acknowledge that the Company reserves the right to terminate accounts that are inactive for an extended period of time. You further acknowledge that the Company reserves the right to change these general practices and limits at any time, in its sole discretion, with or without notice.

8. PURCHASE

In order to use Our Services, You will need to have “stars”. “Stars” are internal service credits used exclusively to access and pay for Services available on numeralife.com. Stars do not constitute electronic money, a payment account, a deposit, a cryptocurrency or any other financial instrument.

Stars:

• cannot be transferred, assigned or sold to another Customer;

• cannot be withdrawn or redeemed for cash or fiat currency;

• cannot be exchanged for cryptocurrency or other digital assets;

• cannot be used outside numeralife.com or exchanged for goods or services provided by third parties;

• have no monetary value independent of their use for the Services provided through numeralife.com.

Stars may only be used within the Customer's account to access the Services made available by the Company.

The Company does not provide any facility for transferring Stars between Customers or converting Stars into cash, cryptocurrency or other monetary value.

PURCHASE LIMITS

The maximum amount for a single purchase of Stars is EUR 3,000.00.

A Customer may make no more than five (5) purchases of Stars within a single calendar day. The Company may establish and apply limits to the maximum amount of Stars that may be maintained in a Customer's account.

The Company reserves the right to apply additional reasonable transaction, security or fraud-prevention limits where necessary to protect the Website, the Services, Customers or the Company.

The price list of Services and the price of the “star” will be displayed in Your personal account with Us.

Please note that any transaction costs, commissions, conversion costs etc. will not be included into the price of the “star” and will be at Your expense.

FOR YOUR CLARITY, THE FINAL PRICE WILL BE COMPRISED OF THE PRICE OF THE “STAR(S)” AND THE PRICE OF TRANSACTION, COMMISSIONS, CONVERSION COSTS, ETC.

PLEASE NOTE, THAT IN CASE OF DELETION OF YOUR ACCOUNT WITH US YOU WILL NOT BE ENTITLED TO REFUND OF THE MONETARY EQUIVALENT OF THE “STARS” REMAINING ON YOUR ACCOUNT AS WELL AS TO TRANSACTION COSTS, COMMISSIONS, CONVERSION COSTS ETC.

PLEASE NOTE THAT IN CASE OF HAVING ANY OUTSTANDING PAYMENTS OR/AND ARREARS TO US WE RESERVE THE RIGHTS, IN OUR SOLE DISCRETION, TO SET OFF ANY FUTURE PAYMENTS TO PAY OFF EXISTING OUTSTANDING PAYMENTS OR/AND ARREARS, WE ALSO RESERVE THE RIGHT, IN OUR SOLE DISCRETION, TO SET OF ANY OUTSTANDING PAYMENTS OR/AND ARREARS IN THE FORM OF “STARS”.

FOR YOUR CLARITY IF YOU OWE US SOME FUNDS, WE WILL HAVE THE RIGHT NOT TO TOP UP AN EQUIVALENT IN “STARS” UNTIL YOU WILL NOT REPAY US THE ENTIRE SUM OF ARREARS, OR/AND WE WILL HAVE RIGHT TO DEBIT SOME “STARS” FROM YOUR ACCOUNT WITH US TO PAY OFF ARREARS.

9. SUBSCRIPTION

The Company also offers You a Daily Forecast Subscription (hereinafter- “Subscription”) which allows You to receive forecasts on a daily basis within the Subscription period.

The Company offers You to select one of three available Subscription periods:

• One month Subscription period;

• Three months Subscription period;

• One year Subscription period.

The applicable price of the Subscription and the corresponding amount of “Stars” required for the Subscription will be clearly displayed on the Website before You purchase the Subscription.

Upon the expiry of the applicable Subscription period, the Subscription will be automatically renewed for the same Subscription period, provided that Your internal account balance contains a sufficient number of “Stars” required for such renewal.

The exact amount of “Stars” that will be deducted for the renewal will be communicated to You in advance and will be available to You before the renewal takes place.

The Company will provide You with advance notice of any change to the Subscription price or to the number of “Stars” required for the subsequent renewal. Any such change will apply only to a subsequent renewal and will not affect the Subscription period already paid for. The Company will not increase the Subscription price for a subsequent renewal without providing You with prior notice of such change.

If You do not wish to continue the Subscription at the updated price, You may cancel the Subscription or disable automatic renewal before the relevant renewal date through Your personal dashboard. Cancellation or disabling of automatic renewal will prevent the Subscription from being renewed for the subsequent Subscription period.

The Company will send You a confirmation email following each successful Subscription purchase or renewal.

The Company allows You at any time to unsubscribe or disable automatic renewal. Unless otherwise required by applicable mandatory consumer protection legislation, cancellation or disabling of automatic renewal does not entitle You to a refund of the “Stars” already deducted for the relevant Subscription period.

If You wish to cancel Your Subscription or turn off automatic renewal, navigate to “Daily Forecasts” in Your personal dashboard, choose the forecast You wish to cancel and then click “Cancel Subscription” or disable the automatic renewal option.

Please note that the Company does not offer payment card-funded recurring Subscription payments. The Subscription price is deducted only from Your internal account balance in “Stars”. Under no circumstances does the Company automatically charge Your payment card for Subscription renewal.

10. INTELLECTUAL PROPERTY RIGHTS

The Website and the Services contain material, such as software, text, graphics, images, tutorials, and other material provided by or on behalf of the Company (collectively referred to as the “Content”). The Content may be owned by Us or by third parties. Content is protected under applicable copyright and other intellectual property laws. Unauthorized use of the Content may violate copyright, trademark, and other laws. Without limiting the foregoing, the Company owns the copyright in the selection, compilation, assembly, arrangement, and enhancement of the Content. You have no rights in or to the Content, and You will not use the Content except as permitted under these GTCs. No other use is permitted without prior written consent from Us. You must retain all copyright and other proprietary notices contained in the original Content on any copy You make of the Content. You may not sell, transfer, assign, license, sublicense, or modify the Content or reproduce, display, publicly perform, make a derivative version of, distribute, or otherwise use the Content in any way for any public or commercial purpose. The use or posting of the Content on any other website or in a networked computer environment for any purpose is expressly prohibited.

If You violate any part of this Agreement, Your permission to access and/or use the Content automatically terminates and You must immediately destroy any copies You have made of the Content.

The trademarks, trade names, service marks, and logos of the Company (“the Company Trademarks”) used and displayed on the Website and the Services are registered and unregistered trademarks or service marks of the Company. Other company, product, and service names located on the Website, the App and the Services may be trademarks or service marks owned by others (the “Third-Party Trademarks,” and, collectively with the company Trademarks, the “Trademarks”). Nothing on the Website and the Services should be construed as granting, by implication, estoppel, or otherwise, any license or right to use the Trademarks, without Our prior written permission specific for each such use. Use of the Trademarks as part of a link to or from any site is prohibited unless establishment of such a link is approved in advance by Us in writing. All goodwill generated from the use of the Company Trademarks inures to Our benefit.

Elements of the Website and the Services are protected by trade dress, trademark, unfair competition, and other state and federal laws and may not be copied or imitated in whole or in part, by any means, including, but not limited to, the use of framing or mirrors. None of the Content may be retransmitted without Our express, written consent for each and every instance.

11. THIRD-PARTY PROVIDERS

Since the Company has no control over the services and technical solutions provided by third-party providers, You acknowledge and agree that under no circumstances the Company will bear any liability for any types of damages or losses resulting from discontinuity, misfunction or/and interruption of Our Website or Services arising out of third-party provider's fail to perform its obligation under its contract with Us.

You acknowledge and agree, that We reserve the exclusive right, in Our sole discretion and at any time, to discontinue, disable or change any services, technical solution provided by third party-services providers, if such provider breaches our policies, contracts, including, but not limited to, these GTCs, or/and exposes Us to reputational or/and operational risk. We reserve the exclusive right, in Our sole discretion, to deem any third-party services provider breaching Our policies, contracts, including, but not limited to, these GTCs, or/and exposing Us to reputational or/and operational risk.

12. COPYRIGHT COMPLAINTS

The Company respects the intellectual property rights of others, and We ask You to do the same. If You believe that any material made available through the Website or the Services infringes Your copyright or other intellectual property rights, You should notify the Company in accordance with the procedure set forth below.

The Company will review notices of alleged infringement and may take appropriate actions under applicable intellectual property laws with respect to any alleged or actual infringement. A notification of claimed copyright infringement should be sent to the Company at support@numeralife.com (Subject line: “Copyright Complaint”). You may also contact Us by mail at:

SINTRAQ LIMITED

Arch. Makariou III, 1 MITSI BUILDING 3, 3rd floor, Flat/Office 310, 1065, Nicosia

Cyprus

To be effective, the notification should be in writing and contain the following information:

• a description of the copyrighted work or other intellectual property that You claim has been infringed;

• a description of where the material that You claim is infringing is located on the Website or through the Services, with enough detail that We may identify it;

• Your name, address, telephone number and email address;

• a statement that You have a good faith belief that the disputed use is not authorized by the copyright or other intellectual property owner, its agent, or applicable law;

• a statement that the information provided in Your notification is accurate and that You are the copyright or other intellectual property owner or authorized to act on the copyright or other intellectual property owner's behalf; and

• an electronic or physical signature of the person authorized to act on behalf of the copyright or other intellectual property owner.

Upon receipt of a notification containing sufficient information, the Company may investigate the alleged infringement and, where appropriate, remove, disable access to, or otherwise take action in relation to the allegedly infringing material.

The Company reserves the right, in its sole discretion and in accordance with applicable law, to take appropriate measures against accounts or users that repeatedly or materially infringe the intellectual property rights of others.

13. INDEMNITY AND RELEASE

You agree to release, indemnify and hold the Company and its affiliates and their officers, employees, directors and agents harmless from any and all losses, damages, expenses, including reasonable attorneys' fees, rights, claims, actions of any kind and injury (including death) arising out of or relating to Your use of the Website, the Services, any Content, Your connection to the Services, in case Your violation of these GTCs or Your violation of any rights of another.

14. DISCLAIMER OF WARRANTY

THE WEBSITE, THE SERVICES AND THE CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, AND NEITHER THE COMPANY NOR ITS SUPPLIERS MAKE ANY WARRANTIES WITH RESPECT TO THE SAME OR OTHERWISE IN CONNECTION WITH THESE GTCs, AND THE COMPANY HEREBY DISCLAIMS ANY AND ALL EXPRESS, IMPLIED, STATUTORY WARRANTIES (EXCEPT MANDATORY RULES OF CONSUMER LEGISLATION), INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF NON-INFRINGEMENT, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AVAILABILITY, ERROR-FREE OR UNINTERRUPTED OPERATION, AND ANY WARRANTIES ARISING FROM A COURSE OF DEALING, COURSE OF PERFORMANCE, OR USAGE OF TRADE. YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK.

THE COMPANY MAKES NO WARRANTY THAT (I) THE SERVICES WILL MEET YOUR REQUIREMENTS, (II) THE SERVICES WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE WITHIN THE TIME PERIOD, EXCEEDING REASONABLE TERM. (III) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE, OR (IV) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SERVICES WILL MEET YOUR EXPECTATIONS.

THE WEBSITE, THE CONTENT AND THE SERVICES MAY CONTAIN TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS OR OMISSIONS. WE ARE NOT RESPONSIBLE FOR ANY SUCH TYPOGRAPHICAL AND/OR TECHNICAL ERRORS. WE RESERVE THE RIGHT TO MAKE CHANGES, CORRECTIONS, AND/OR IMPROVEMENTS TO THE WEBSITE AND THE SERVICES AT ANY TIME WITHOUT NOTICE.

THE SERVICES ARE INTENDED TO PROVIDE HELPFUL, EDUCATIONAL, AND INFORMATIVE MATERIAL RELATED TO NUMEROLOGY, PERSONAL RELATIONSHIPS, PERSONAL WELLBEING, FINANCIAL PROSPERITY AND RELATED TOPICS FOR YOUR ENTERTAINMENT ONLY. YOU ACKNOWLEDGE AND AGREE THAT THE COMPANY DOES NOT RENDER PSYCHOLOGICAL, HEALTH, MEDICAL, FINANCIAL, INVESTMENT, FORTUNE TELLING OR ANY OTHER KIND OF PERSONAL PROFESSIONAL SERVICES THROUGH THE WEBSITE, THE APP AND THE SERVICES. ANY INFORMATION OR CONTENT RELATING TO HEALTH, WELLBEING, BODY ENERGY, FINANCIAL PROSPERITY, FINANCIAL FLOW OR SIMILAR TOPICS IS NOT INTENDED TO CONSTITUTE MEDICAL, HEALTH, FINANCIAL OR INVESTMENT ADVICE, DIAGNOSIS OR TREATMENT AND MUST NOT BE RELIED UPON FOR MAKING MEDICAL, HEALTH, FINANCIAL OR INVESTMENT DECISIONS. IF YOU REQUIRE MEDICAL, HEALTH, FINANCIAL, INVESTMENT OR OTHER PROFESSIONAL ASSISTANCE OR ADVICE, PLEASE CONSULT A COMPETENT, LICENSED PROFESSIONAL.

15. LIMITATION OF LIABILITY

YOU EXPRESSLY UNDERSTAND AND AGREE THAT THE COMPANY WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY DAMAGES, OR DAMAGES FOR LOSS OF PROFITS INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, RESULTING FROM: (I) THE USE OR THE INABILITY TO USE THE SERVICE; (II) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SERVICES; (III) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (IV) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICES; OR (V) ANY OTHER MATTER RELATING TO THE SERVICES. IN NO EVENT WILL THE COMPANY'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES OR CAUSES OF ACTION EXCEED THE AMOUNT YOU HAVE PAID THE COMPANY IN THE LAST SIX (6) MONTHS, OR, IF GREATER, 100.00 EUR (ONE HUNDRED EURO).

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS SET FORTH ABOVE MAY NOT APPLY TO YOU.

AFOREMENTIONED LIMITATIONS OF LIABILITY DO NOT CONSTITUTE THE EXCLUSION OF LIABILITY ARISING OUT OF MANDATORY STATUTORY RULES.

16. 16. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of Cyprus.

Any dispute arising out of or in connection with these Terms and Conditions or the use of Our Website or Our Services shall be subject to the jurisdiction of the courts of Cyprus, subject to any mandatory consumer protection and jurisdiction rules applicable to the consumer.

Nothing in these Terms and Conditions shall limit or exclude any mandatory rights or protections available to consumers under applicable law.

17. FORCE MAJEURE

Neither the company nor the customer shall be liable for any loss or damage, expense or liability of any nature to the other for its failure to perform or delay in the performance of its obligations resulting from an act of God, act of governmental or other authority, de jure or de facto, legal constraint, civil or labor disturbance, fraud or forgery (other than on the part of the other party or its employees), war, terrorism, catastrophe, fire, flood or electrical, computer, mechanical or telecommunications failure or malfunction, including inability to obtain or interruption of communications facilities, or failure of any agent or correspondent, or unavailability or failure of or the effect of rules or operations of a payment or funds transfer system, including non-availability of appropriate foreign exchange or foreign or/and domestic fiat currency, or any cause beyond its reasonable control.

In the event of force majeure, the party under force majeure shall notify the other party as soon as possible.

If force majeure lasts for more than 90 business days the party not under force majeure may unilaterally terminate these GTCs.

The party under force majeure has right for prolongation of the term of performance of its obligation for the term of the event of the force majeure but no longer than for 60 business days.

The party under force majeure may be requested to provide the certificate of force majeure or the other evidence of the event of force majeure. In case of such request evidence of the event of force majeure shall be provided within reasonable time.

18. SEVERABILITY

If the competent court will find any term(s) or provision(s) of these GTCs invalid or unenforceable, the other term(s) or provision(s) of these GTCs shall stay effective.

19. TERMINATION

By using Company's Website and Our Services You agree that, in case of material breach of these GTCs or any other Company's publicly available policy, the Company reserves the right to terminate any business relationships with You unilaterally without subsequent refund. The Company is entitled, in its own discretion, to deem any breaches material. In the latter case business relationships shall be terminated upon the receipt of the termination notice on Your email, but within the period of three calendar days upon the receipt of return receipt.

The Company reserves the right of unilateral termination without subsequent refund, in case of revelation of any Your activity, which may result in Company's reputational damages. The Company is entitled, in its own discretion, to deem any Your activity representing reputational risk. In the latter case business relationships shall be terminated upon the receipt of the termination notice on Your email, but within the period of three calendar days upon the receipt of return receipt.

You acknowledge and agree that deletion of Your account by You will constitute the termination of business relationships with Us, however You will not be entitled to the refund.

Termination of business relationships by either party does not release the other party from the performance of its excising monetary obligations or/and from the obligations to recover any damages, costs, expenses arising out or connected to parties' business relationships.